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✅ CPA-Led Accounting & Payroll | 📍Bay Area & Hawaii | Responsive, Year-Round Support
Cove: Accounting, Payroll & Tax Support Built for Growing Bay Area Businesses
Accurate books. Proactive tax strategy. Payroll handled without headaches. Built for SaaS, healthcare, and service-based businesses earning $1–5M annually.
✅ CPA-Led Firm
✅ Bay Area & Hawaii Offices
✅ Real People. Real Answers. Year-Round Accounting Support.
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Why Our Clients Trust Us
I would highly recommend Joseph at Cove to any small businesses out there looking for a trusted accountant. I have valued the ease of working with Joseph for several years now & the service he provides is nothing short of amazing!
He’s knowledgeable, proactive, responsive, professional and committed. I feel extremely confident that Joseph is managing my financial matters with the utmost care and level of expertise in order to make my small business successful. I value customer service and tend to only leave reviews for those who really deserve it!
I own an HVAC business in Dublin, JM Heating and Air Conditioning.
Cove has managed my accounting books for 2+ years now. They’ve helped get me caught up with my back taxes, cleaned up my books, setup payroll for my employees, implemented HR policies, procedures, and health benefits for my team.
I’ve come to rely on Joseph and his team for all my business matters. Joseph is trustworthy and I highly recommend Cove.
I would be more than happy to be a reference, if ever needed.
Have you ever been in a financial situation involving prior years of unfiled tax returns, IRS tax levy’s and garnishment of wages orders, one that you could not see the end of; or so it seemed at the time? My husband and I have.
It was the most stressful period of our life, that was until we hired Cove Professional Services.
Joseph and Rafael helped us get caught up with our unfiled tax returns and resolved our issues with the IRS and the State.
Their professionalism, knowledge and patience was impeccable. Joseph evaluated our situation thoroughly, told us our options in layman’s terms which made it super easy to understand and ultimately charted an action plan to resolve our issues.
We couldn’t be more thrilled to finally have this behind us.
I highly recommend Cove to anyone experiencing a similar situation.
Behind on your books? Outgrown your accountant? You’re not alone.
Most businesses don’t come to us because everything is perfect.
They come because:
- Their books are messy or behind
- Their accountant is slow to respond
- Payroll feels risky instead of routine
- Tax planning only happens after it’s too late
And they’re tired of chasing answers.
At Cove, we step in, clean things up, and stay proactive — so you’re never guessing where you stand financially.
One Financial Partner.
Not a Patchwork of Providers.
Integrated Services
- Bookkeeping, accounting, payroll, tax prep, and CFO support — all working together.
Built to Scale With You
- From early growth to complex reporting, our services evolve as your business does.
Responsive by Design
- We don’t disappear after filing season. Clients work with a real team that actually responds.
Platform-Agnostic & Data Ownership
- Use QuickBooks, Gusto, or your preferred tools. Your data stays yours.
We Specialize in Businesses Like Yours
Cove works primarily with:
- SaaS & subscription-based companies
- Healthcare & medical practices
- Professional and service-based businesses
If your revenue is growing and accuracy matters, you’re in the right place.
Tax Planning That Looks Forward — Not Backward
Today’s tax laws are complex, and missed opportunities are expensive.
We don’t just file returns. We help Bay Area business owners:
- Reduce tax exposure legally and strategically
- Plan year-round, not just at deadlines
- Make informed decisions with real numbers
The goal isn’t just compliance — it’s clarity and control.
Start With Payroll — On Us
To make switching easy, we’re offering:
Your first 3 months of payroll services free when you engage Cove for accounting support.
No gimmicks. No long-term pressure.
Just a straightforward way to experience how we work.
Professional. Responsive. Reliable.
When Cove handles your accounting, payroll, and tax reporting, clients consistently experience:
- More time for the work that actually grows the business
Routine financial tasks are handled accurately and on time, so you’re not stuck managing details that shouldn’t require your attention. - Better work-life balance
No more nights or weekends spent catching up on books or worrying about payroll deadlines. - A real firm — not a solo practitioner or outsourced operation
Cove operates fully staffed offices and maintains professional liability coverage, so you’re working with a stable, accountable partner. - Security you don’t have to think about
Your financial data is protected using modern, industry-standard security tools designed for sensitive financial information.
